An accident or lawsuit can cost you everything you worked so hard to achieve. As a small business owner or contractor, general liability insurance offers you the coverage you need to protect you from claims including property damage, bodily injury personal injury and more that can happen during business operations
Because small incidents are increasingly turning into lawsuits with hefty payouts, more business owners are obtaining general liability insurance policies to minimize the risks of being in business. Often referred to as “business insurance,” it is the most common type of insurance for both small business owners and contractors to protect their assets. Often, it is bundled with other types of business insurance policies including professional liability insurance, worker’s compensation insurance, and commercial property insurance.
How Much General Liability Insurance Do You Need?
At American Insurance Associates, we work closely with business owners in Castle Rock and throughout Colorado to understand their unique needs. Your type of business, as well as the states in which you work can affect the amount of general liability insurance coverage you need.
Because we are independent, licensed insurance agents, we work with only the top rated insurance companies to compare rates and find affordable policy options that provide sufficient coverage if the unexpected should happen. We take the time to find available discounts and ways to save you on your policy while being available to answer your questions.
Are You An Independent Contractor?
General liability insurance is a smart idea for solo business owners who have exposure to liability risks. Even if you don’t have a commercial building or any employees, we can help you get the coverage you need to protect your business operations whether you work in the field or from a home office.
Call us today at 303-663-1555 for a FREE quote.
As your business insurance experts who are local in Castle Rock, we want to see you succeed whether you’re just starting out have been in business for years. We’re unlike online insurance providers that are just focused on giving you rates. We’re here to be your trusted insurance advisor to ensure your business is protected under any circumstance.
Want to learn more? We encourage you to contact us for a consultation or business insurance quote.